WEBSITE TERMS OF USE

WEBSITE TERMS OF USE

Last updated on April 19, 2023

‍

1. APPOINTMENT AND ACCEPTANCE

1. 1. This Agreement, referred to as the Terms of Use, is a legally binding agreement between you (referred to as "You") and the legal entity ENTR BNK LTD, registered under the laws of England and Wales (referred to as "the Company," "We," or "Us"). The effective date of this Agreement is when You accept or are deemed to accept this Agreement. By accessing this website, You are considered to have accepted and agreed to all the terms herein, including the Limitation of Liability and Indemnification provisions. If you are accessing this website on behalf of a business, your access signifies the business's acceptance of these terms.

1. 2. By accessing http://entrbank.com and any of its subsidiary web pages, you fully agree to abide by this Agreement, as well as any additional or specific terms and conditions that we may bring to your attention before you make any purchases of products or services through this Website.

1. 3. By agreeing to this Agreement, you give your consent to exchange information and documents with us electronically over the Internet or via email. You acknowledge and accept that this electronic Agreement has the same legal validity as a written paper agreement between You and Us. Any capitalized terms used in this Agreement will have the meanings defined in the section 2 of this Agreement titled "Definitions and interpretations" if not otherwise defined in the provisions below.

‍

2. DEFINITIONS AND INTERPRETATIONS

2. 1. Definitions – Unless otherwise specified and unless the context otherwise requires, the following words and phrases, when used in these Website Terms of Use, shall have the following meanings:

«Website Terms of Use» means these Website Terms of Use.

«Linked Website» means a website or entity other than ENTR BNK LTD, which are linked through a hyperlink, or through another means (including text, image, and moving image) to or from this Website.

«Customer» means the customer to whom ENTR BNK LTD is providing the Services.

«User or You» any third party that accesses the Website and is not either employed by ENTR BNK LTD Limited and acting in the course of their employment.

“Website”, “Web site”, “Site” means these Website that you were browsing when you clicked on a link to these Terms of Use, including all subsidiary pages, http://entrbank.com, and any sub-domains of this site unless expressly excluded by their own terms and conditions.

«The Company», «we», «us», «our», «ourselves» refers to ENTR BNK LTD, a company incorporated in England and Wales with registered number 14767323 whose registered office is at 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ

2. 2. Interpretation – In this Agreement, unless the context requires a different interpretation: 

Headings – This Agreement includes headings solely for convenience of reference and not for the purpose of interpretation.

Drafting of Agreement – No rule or principle by which this Agreement is to be construed against the party that drafted it shall be applied in construing this Agreement.

Gender and Number – In this Agreement, unless the context otherwise requires, words importing the singular number shall include the plural and vice versa and words importing any gender shall include all genders.

References - References to sub-clauses, clauses, schedules or appendices are to sub-clauses, clauses, schedules or appendices of this Agreement. A reference to a person includes firms, companies, government entities, trusts and partnerships. Reference to any statutory provision includes any modification or amendment of it.

Severability – Any provision of this Agreement which is held by an arbitrator to be illegal, invalid or unenforceable in such jurisdiction shall, as  to that jurisdiction, be ineffective to the extent of such illegality, invalidity or unenforceability and shall otherwise be enforced to the maximum extent permitted by law, all without affecting the remaining provisions of this Agreement or affecting the legality, validity or enforceability of such provision in any other jurisdiction.

‍

3. COPYRIGHT OWNERSHIP

3. 1. You recognize that all the information, content, data, databases, reports, graphics, web pages, text, files, interfaces, software, product names, company names, logos, trademarks, and trade names found on this Website (collectively referred to as the "Content"), including how the Content is presented or displayed, as well as all information pertaining to it, belong to their respective owners as indicated, to the Company, or to its licensors, as applicable.

3. 2. You shall have no right, title or interest, ownership or otherwise, in the Content.

‍

4. RESTRICTIONS ON USE

4. 1. You consent to not create derivative works of, decompile, disassemble, reverse engineer, adapt, translate, arrange, modify, transmit, copy, bundle, sublicense, sell, export, transfer, merge, adapt, loan, lease, rent, assign, outsource, share, host, publish, make available to any person or otherwise use, either directly or indirectly, the Content, either wholly or partially, in any form or by any means whatsoever, whether physical, electronic, or otherwise.

4. 2. You consent to not distribute the Content for any reason, which includes but is not limited to creating an internal database, redistributing or reproducing the Content through the press or media, or via any commercial network, cable, or satellite system.

4. 3. You are prohibited from taking any actions that would violate or harm the Company's or its licensors' proprietary rights or allowing any third party to access the Content. The restrictions set out in this Agreement shall not apply to the limited extent the restrictions are prohibited by applicable law.

‍

5. SERVICE AGREEMENT

5. 1. In the event that You obtain Services from the Company or one of its suppliers or sponsors, such Services will be provided in accordance with a separate agreement and are not covered by this Agreement. As a result, You will not have any rights or claims regarding those Services under this Agreement.

‍

6. LINKS TO THIRD-PARTY WEBSITES AND SERVICES

6. 1. The Website may include links, banners and buttons that lead to external resources and websites that might be of interest to you. However, The inclusion of any link does not mean our endorsement of those sites or any affiliation with their operators. Additionally, we do not encourage the purchase or use of any third-party products or services that may be advertised on such sites. These links are provided solely for your information and convenience.

6. 2. Linked Websites are not under our control and we are not responsible for the contents of any Linked Website including, without limitation, any link contained in a Linked Website, or any changes or updates to a Linked Website. We do not accept responsibility or liability for the privacy of your personal information on any Linked Website, and we are not responsible for webcasting or any other form of transmission received from any Linked Website.

6. 3. Third-party services may be provided through the Website. If you use any product, service, or feature that originates from the Website domain, you acknowledge and agree that we may share your information and data with third-party partners who have a contractual obligation to provide the requested product, service, or functionality to Website users and customers.

6. 4. These Website Terms of Use do not cover your interaction with Linked Websites; therefore, you should carefully review the terms and conditions and privacy policies of any third party sites you visit. Your use of any linked Website is at your own risk.

6. 5. The Company does not assume responsibility for the accuracy or appropriateness of the information, data, opinions, advice or statements contained at Linked Websites, and when You access such sites, You are doing so at your own risk. In providing links to the other sites, the Company is in no way acting as a publisher or disseminator of the material contained on those other sites and does not seek to monitor or control such sites. A link to another site should not be construed to mean that the Company is affiliated or associated with the same. 

6. 6. The Company does not recommend or endorse any of the content, including without limitation any hyperlinks to, or content found on, other websites.

‍

7. PERSONAL INFORMATION

7. 1. The Company may from time to time, but is not obligated to, monitor your use of the website and collect, store, use and disclose information concerning You to solicit or offer You its Services, and You hereby consent to such collection, storage, use and disclosure and waive any right of privacy You may have in it.

7. 2. Without affecting your non-public personal information, you give the Company an irrevocable, non-exclusive, transferable, perpetual, royalty-free, worldwide license to use, reproduce, publish, copy,  display, create derivative works, distribute, adapt, modify, transmit, translate, sublicense, export, merge, lend, assign, rent, share, host, lease, outsource, make available to any person, or otherwise utilize any information or content that you provide on or through this website, or that you send to the Company through email or other means of correspondence, including any intellectual property, concepts, ideas, inventions, techniques, or any other content, for any reason whatsoever.

7. 3. The Company shall not be subject to any obligations of confidentiality regarding any such information unless specifically agreed to by the Company in writing or required by law. You represent and warrant that you have the right to grant the license set out above.

‍

8. LIMITATIONS ON LIABILITY AND DISCLAIMERS


8. 1. You acknowledge that any comments you make on the Website and/or social media pages can be publicly viewed and that we are not responsible for any third parties use of your comments. 

8. 2. The Company shall not be held liable for any damages incurred by You or any third party due to the transmission, storage or receipt of confidential or proprietary information which You have made available on the website, or which You have expressly or implicitly authorized the Company to make available. Moreover, the Company shall not be held responsible for any errors or changes made to any transmitted, stored, or received information.

8. 3. There is no guarantee that personal information provided and transactions conducted on this website or on the internet will be confidential and secure. the use of this website and the content is at your own risk, and, to the greatest extent permitted by law, the company assumes no liability or responsibility pertaining to the content, your use of the website or the receipt, storage, transmission or other use of your personal or transaction information.

8. 4. You are solely responsible for the retrieval and use of the Content. You should apply your own judgment in making any use of any Content, including, without limitation, the use of the Content as the basis for any conclusions or decisions. The content may not be accurate, up to date, complete or uncorrupted, and is not to be relied upon.

8. 5. Except as expressly provided in a separate agreement with you, this website and all content, products, services and software on this website or made available through this website are provided as is without any representations, warranties, guarantees or conditions, of any kind, whether express or implied, statutory or otherwise, including, but not limited to, warranties as to uninterrupted or error-free operation, availability, accuracy, completeness, reliability, timeliness, legality, suitability, privacy, security, merchantability, quality, title, non-infringement or fitness for a particular purpose, or any representation, warranty, guaranty or condition arising out of a course of dealing or usage of trade.

8. 6. In no event will the company, its affiliates, agents, licensors, suppliers or their respective owners, directors, officers or employees (released parties) be liable for any special, indirect, incidental, punitive, exemplary, aggravated, economic or consequential damages, howsoever caused, including but not limited to: damages for loss of use, lost profits or lost savings, even if the released party had been advised of the possibility of such damages or claims.

8. 7. None of the parties released from liability shall be held responsible for any damages or losses arising from any of the following: data corruption, failed messages, viruses, transmission errors or problems; links to third-party websites; telecommunications service providers; the internet backbone;  third-party content, products or services; personal injury; damages or losses caused by you, your employees, agents, or subcontractors; the use or inability to use this website or the content; loss of use or lack of availability of facilities, including computer resources, routers, and stored data; any other website accessed from or to this website; or events beyond the reasonable control of the Company, even if any of the released parties had been advised of the possibility of such damages or claims.

8. 8. In no case will any released partys cumulative total liability arising under any cause of action whatsoever (including without limitation breach of contract, tort, negligence, gross negligence or otherwise) be more than one thousand british pound sterling £1000.00.

8. 9. The company assumes no obligation to update the content on this website. the content on this website may be changed without notice to you. the company is not responsible for any content or information that you may find undesirable or objectionable. the company disclaims any liability for unauthorized use or reproduction of any portion of the website. accessing the content from territories where it may be illegal is prohibited.

8. 10.  The content on this Website is intended for informational purposes only and should not be construed as a recommendation for any particular product, service, use or course of action.

‍

9. DEFENSE AND REIMBURSEMENT

9. 1. You agree to always compensate, protect, and not hold harmless the Released Parties, and each of them, against all legal actions, proceedings, claims, costs, damages, demands, liabilities and expenses (including legal fees and other expenses) that may arise, be sustained, incurred, or paid by any of the Released Parties directly or indirectly as a result of or related to:

i) any information or other content You provide on or through this website or which is sent to the Company by email or other correspondence;

ii) your failure to comply with any of your obligations set forth in this Agreement;

iii) your use or misuse of the Content or this website, including without limitation infringement claims;

iv) the inaccuracy or falsity of any representation or warranty made by You in relation to this Agreement; or

v) your alleged or actual negligence or willful misconduct.

‍

10. TERMINATION OF SERVICES

10. 1. This Agreement will remain in effect until the Company decides to terminate it, with or without reason, at the Company’s sole discretion.

10. 2. The Company may terminate this Agreement without notice to You for any reason or for no reason. Any such termination by the Company shall be in addition to and without prejudice to such rights and remedies as may be available to the Company, including injunction and other equitable remedies.

10. 3. The disclaimers, limitations on liability, ownership, termination, interpretation, your license to the Company, your warranty and the indemnity provisions of this Agreement shall survive the termination or expiry of this Agreement.

‍

11. GOVERNING LAW

11. 1. This website and the Content (excluding Linked Websites or their content) are physically located within the EU. Any dispute arising out of or in connection with this Agreement, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration under The London Court of International Arbitration Rules (the “LCIA”). The arbitral tribunal shall be composed of a sole arbitrator. The seat of arbitration shall be London, The United Kingdom. The language to be used in the arbitral proceedings shall be English. This Agreement shall be governed by the substantive law of England. 

11. 2. You agree to waive any right You may have to the commencement of or participation in any class action against Company related to this website. You also agree to opt out of any class proceedings against Company or its licensors.

‍

12. MISCELLANEOUS

12. 1. Entire Agreement - This Agreement, along with any updates made to it periodically, and all other legal notices and policies presented on this website, constitute the full and complete agreement between You and the Company concerning your use of the Website and the Content.

12. 2. Amendment and Waiver - The Company reserves the right, in its discretion, to amend this Agreement at any time by posting amendments on this website. You are responsible for periodically reviewing the amendments on this website, and You are deemed to be aware of such amendments. If You do not agree to the amended terms and conditions, You shall immediately stop using this website. Access to  this website or use of this website after any amendments have been posted shall constitute your acknowledgement and acceptance of the amended terms and conditions. No supplement, modification or amendment to this Agreement and no waiver of any provision of this Agreement shall be binding on the Company unless executed by the Company in writing or posted by the  Company to the website. No waiver of any of the provisions of this Agreement shall be deemed to be or shall constitute a waiver of any other provision (whether or not similar) in this Agreement or any other agreement between You and the Company nor shall such waiver constitute a continuing waiver unless otherwise expressly provided.

12. 3. Inurement - This Agreement shall inure to the benefit of and be binding upon You and the Company and our respective successors and permitted assigns. You acknowledge having read this Agreement before accepting it and using the website, having the authority to accept this Agreement and having received a copy of this Agreement.

12. 4. Language - The parties involved mutually agree that this Agreement has been written and signed in the English language.

12. 5. Assignment - You are not allowed to transfer or assign this Agreement, including any rights and licenses granted under it. Any attempt by You to transfer or assign this Agreement shall be null and void.

‍

Privacy Policy

Last updated on April 19, 2023


ENTR BNK LTD (“Company”), of 71-75 Shelton Street, Covent Garden, London, England, WC2H 9JQ, United Kingdom, is committed to protecting the privacy of the users of our website (“Our site”). Privacy Policy (“Policy”) is issued on behalf of ENTR BNK LTD and If you have any questions about this policy, please contact [email protected]. 


We are aware that as a user of our Site you care about the security and privacy of your information.


The definitions set forth herein and mentioned with capital letters, unless specifically introduced in this Privacy Policy, shall have the meaning as described in Terms of Use, if the definition cannot be found in Terms of Use, it shall have the meaning as is specified in the General Data Protection Regulation.


This policy together with our Site Terms of use (“our Terms”) and any other document referred to in our Terms sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read this policy carefully. By using our Site and checking the box “I agree with provisions of Terms and Privacy Policy” you agree to the terms of this policy and consent to the practices outlined in the policy and provide us with an informed consent to process your personal data.


1. DATA COLLECTED ABOUT YOU


(a) DATA PROVIDED BY YOU. We act in accordance with relevant data protection laws. You may provide us with information when you register for our services or complete online forms on our Site or engage in correspondence with us, by email, telephone or otherwise. Exact information, which is collected depends on your status on a Portal.


  • If You are Visitor, you can complete online forms on our Site and you may provide us with your real  name, address, e-mail address and phone number (or other mean of communication chosen by you);
  • If You Customer or User, during registration on our Site, you may provide us with real name, surname,  address, e-mail address and phone number, payment info, name of the legal entity you represent and other other information [especially, if the verification of the legal entity is required];
  • If You are Subject of Verification, during Verification, you may be required to provide us with:
  • Real Name, Surname;
  • Documents verifying your identity such as driver license, passport (forerign or national), ID-card or other;
  • Residential address;
  • Documents which can be used as proof of the address information (utility bill or bank reference, other conforming documents);
  • Tax number;
  • Document proving your tax number;
  • Selfie with the documents;
  • Credit card information;
  • Corporate documents for the legal enteties;
  • Other financial information;
  • Other personal data that is transferred to us by third parties with your consent;
  • Other information especially, if the verification of the legal entity is required.


In certain cases, (when additional verification by bank, or compliance authority or in accordance with laws applicable is needed according to governmental rules, or if such information is required for providing You with a customer support services) Company may require you to provide additional information, and namely: bank account info, place of birth, information on whether you hold a prominent public function,  tax numbers,  or other information.


(b) AUTOMATICALLY COLLECTED DATA. We may also automatically collect information about Subject of Verification when you visit our Site including but not limited to: technical information, IP addresses, login information, web browser information, data associated with the source device’s Internet browser/content delivery software (e.g., Microsoft Explorer, Mozilla Firefox or Google Chrome). The User-Agent information We receive may also include information such as device type (e.g., computer, tablet, mobile device), preferred language, and/or date/time of visit/pattern of Website usage and other information. We do not make any attempt to associate any technical information with any individual and the information is only used for statistical and other administrative purposes.


(c) PUBLIC INFORMATION. We may also obtain personal data about you from public services such as company registries.


(collectively “your information” or “personal data” or “personal information”)


It is important that the personal data we hold about is accurate and complete. Please keep us informed if your personal data changes during your relationship with us.


We do not collect any Special Categories of personal data about you nor do we collect any information about your criminal convictions.



2. HOW COLLECTED INFORMATION IS USED


We use your data on a number of legal bases including the performance of a contract with you, necessary for our legitimate interests and as necessary to comply with a legal obligation.


(a) We may share your information with any member of our group, which means our subsidiaries, our ultimate holding company and its subsidiaries as well as our suppliers, agents, contractors, analytic and search engine providers and other companies and organisations for the purposes of fraud protection and credit risk reduction.


(b) The information received from you will only be disclosed to such third parties as may be necessary in order to provide you with the services requested through our Site and in order to arrange delivery of same. By registering with us, by your use of our site, and the acceptance of our Terms you hereby authorise us to convey your information to such third parties.


(c) We may also disclose your information in the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets.


(d) We may also use your information to:

  • to carry out our obligations arising from any contracts entered into between you and us and to provide you with the information and services that you request from us;
  • to provide you with information about other services we offer that are similar to those that you have already purchased or enquired about and you have not opted out to the receipt of such information;
  • to notify you about changes to our service and any outages or other technical matters;
  • to ensure that content from our Site is presented in the most effective manner for you and for your computer;
  • to administer our Site and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;
  • to improve our Site to ensure that content is presented in the most effective manner for you and for your computer;
  • to allow you to participate in interactive features of our service, when you choose to do so;
  • as part of our efforts to keep our Site safe and secure; and
  • to make suggestions and recommendations to you and other users of our Site about services that may interest you or them.


(e) We may share your information in response to a request for information if we believe disclosure is in accordance with, or required by, any applicable law, regulation, legal process or governmental request, including, but not limited to, meeting national security or law enforcement requirements. To the extent the law allows it, We will attempt to provide you with prior notice before disclosing your information in response to such a request. We may also share your personal data with regulatory, state and law enforcement agencies, courts, fraud prevention agencies, licensing authorities or other third parties, in cases where applicable laws or regulations must be observed, as well as to implement, establish or protect our legal rights (when it is possible and appropriate, we will immediately inform you about disclosure of your personal data to such third parties);


No other information will be divulged to any other third party unless we receive your prior authorisation and/or we are required to do so by law or in order to enforce or apply our Terms.


(f) We will take reasonable precautions to prevent the loss, misuse or alteration of your information. Agents or contractors who have access to information, you give us, in the course of providing services to us are required to keep that information confidential and are not permitted to use it for any purpose other than to carry out the services which they are performing for us.


(g) All information you provide to us is stored on our secure servers. Any payment transactions are encrypted using SSL Technology. Where you have a password to access our Site, you are responsible for keeping this password confidential.


(h) Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your information, we cannot guarantee the security of your information transmitted to our site and the transmission is at your own risk.


(i) Where we need to collect personal data under the terms of a contract between us and you fail to provide that personal data, we may not be able to perform the contract. In that case we will have to cancel a service you have with us.


(j) We will only use your personal data for the purpose for which we collect it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If we need to use your personal data for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so.



3. YOUR RIGHTS


In certain circumstances you have rights under data protection law including:

a) right to access your personal data;

b) request correction of your personal data (you may delete several types of your account information, which were provided by yourself  (subject to certain conditions and depending on your status [User, Visitor or other]) at any time from the relevant page. But we may retain certain personal data as required by law or for legitimate business purposes after you delete your account / end contractual relationship with us;

c) request erasure of your personal data (Company shall fulfil your request in appropriate period of time. If there is no other lawful ground for storing and processing of your personal data, as prescribed by Applicable Law, we shall erase such information. If there is another legal ground for such processing, the Company shall notify You in an appropriate period of time);

d) object to the processing of your personal data (In case of such objection, Company shall restrain from processing of your personal data, if there will be no other legal grounds for continuing the processing);

e) request restriction of processing your personal data;

f) request transfer of your personal data;

g) right to withdraw consent for the personal data processing.


If you wish to exercise any of the rights above, you can contact us at [email protected].  We request specific information to help us with our response and we may request that you confirm your identity to us.


You can also ask us to stop sending any marketing messages by following the opt-out links on any marketing message sent to you.


4. DATA SECURITY AND RETENTION


We have in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. We have in place procedures to deal with any suspected personal data breach and will notify you where we are legally required to do so.


Our protective measures include the following:

  • establishing rules to access to personal data processed, as well as ensuring registration and recording of actions performed with personal data;
  • detection of the facts of unauthorized access to personal data and the adoption of appropriate response measures;
  • restoration of personal data that was modified or destroyed due to unauthorized access to them (within the framework of technical capability);
  • we use 256-bit SSL encryption 100% of the time on every device.


We retain your personal data as long as it is required to fulfill our legal, operational, contractual and regulatory obligations or to fulfil other purposes we collected it for. For each type of records, the recordkeeping requirements may vary so we guarantee that in no event shall we retain your personal data longer than required. If You would like to know more about the length of retention for a specific data, please contact us via [email protected].


Where appropriate we may contact the holders of inactive accounts to determine if you wish to continue to hold an account with us. Where you do not, we will delete your personal data on expiry of one (1) year, except for any personal data we are required to retain by law. Exact period for which we retain your personal data depends from the status you have on the Website/Portal (Visitor, User, Subject of Verification or other).


We store data received from you on remote servers located in Belgium and other countries. To ask the locations of storage of your date you can contact us via  [email protected].


5. RIGHT OF COMPLAINT


You may complain at any time to our company by written claim to our legal address of the company.


6. GENERAL


This Policy will be the subject of change and the use of information that we gather shall be subject to the Privacy Policy in effect from time to time. It shall be your responsibility to check our website frequently to see recent changes.


(b) Children personal data. PERSONNEL OF THE COMPANY DOES NOT KNOWINGLY COLLECT OR MAINTAIN PERSONALLY IDENTIFIABLE INFORMATION OR NON-PERSONALLY-IDENTIFIABLE INFORMATION ON OUR SERVICES FROM PERSONS UNDER 18 YEARS OLD, AND NO PART OF OUR SERVICES IS DIRECTED TO PERSONS UNDER 18. IF YOU ARE UNDER 18 YEARS OLD, THEN PLEASE DO NOT USE OR ACCESS SERVICES AT ANY TIME OR IN ANY MANNER. IF WE LEARN THAT PERSONALLY IDENTIFIABLE INFORMATION OF PERSONS LESS THAN 18 YEARS OLD HAS BEEN COLLECTED ON THE OUR SERVICES WITHOUT VERIFIED PARENTAL CONSENT, THEN COMPANY WILL TAKE THE APPROPRIATE STEPS TO DELETE THIS INFORMATION.  Additionally, if You are in the EEA, You must be over the age required by the laws of your country to create an account or otherwise use the services , or we need to have obtained verifiable consent from your parent or legal guardian.


‍